We are Canada's real estate mortgage provider. Discount mortgage rates allow our clients including agents and broker real estate homes for sale in Ontario Canada. Our real estate pre-approved mortgages have been a focus in real estate, in Ontario Canada, and the USA.

Real Estate Agent Programs Are Now Available
Are you a real estate agent selling homes for sale? Call us about our FREE mortgage rate charts for your clients or Canadian mortgage calculators, for your homes for sale listed in the Real Estate Board agent pages.

	Pre-Approval / Qualification Inquiry There's a lot of talk about home loan pre-qualification by mortgage brokers and real estate agents. There is a difference between loan pre-qualification and pre-approval. Pre-qualification, which in today's marketplace is usually done by mortgage brokers, means working with the buyer to determine how much they can afford and which loans are the most likely to be available to them. Loan pre-qualification can save a buyer time and money, and can even be a bargaining tool with a seller, however, it is not the same as loan "pre-approval". The mortgage broker can often get the buyer a pre-qualification letter. Pre-approval means that the lender has definitely committed to lending the buyer money once the house itself is approved. Since it is a much stronger pledge, it is a much more valuable negotiating tool. Only a lender can give pre-approval, but your Realtor may be able to push through pre-approval from underwriters with as little as a phone call. So when you hear someone talking about "pre-approval" make sure that it is lender pre-approval, and know that your Realtor can help.
	First-time Home buyers Mortgage Get Pre-Approved for your first-time home buying purchase and only pay 10% down. Online Mortgages Now helps take the mystery out of buying a home. We will help you discover what you need to know about credit. Want to clean up a poor credit record? We'll show you how. What steps can you take to establish and maintain a strong credit rating? Let us give you some guidelines. In addition, our Mortgage Associates will help you unlock the secrets of budgeting, opening the door to economic security and peace of mind.
	Mortgage Renewals and Transfers Interest rates have not been this low for many years. We can hold an interest rate for up to 180 days prior to your renewal. If interest rates go down, you get the lower rate. Get out of current high intrest rate mortgage by renewing or transferring with the help of Online Mortgages Now.

These are some of the lenders that we deal with;

AGF Trust Company - Alta West Mortgage Capital Corporation - ATB Financial - Apex Credit Union Ltd. (ACU) - The Associates - B2B Trust - Bank of Montreal - Bridgewater Financial Services Ltd. - Business Development Bank of Canada (BDC) - CEG Mortgage - CIBC Mortgages Inc. (CMI) - Canadian Home Income Plan - Canadian Western Bank - Canada ICI Commercial Mortgages Inc. - Canada Mortgage and Housing Corporation (CMHC) - Canada Life Mortgage Services Ltd. - Canada Trustco Mortgage Company - Canadian Mortgage Capital Corp. (CMCC) - CanEquity Mortgage - Capital City Savings and Credit Union Limited - Capital Direct Lending Corp. - Capri Mortgage Corporation - Citi Financial - Citizens Bank of Canada - Clarica Life Insurance Company - CONEXUS Credit Union - Coast Capital Savings - Community Trust Company Ltd. - Co-operative Trust Company of Canada - Co-operators Life Insurance Company - Cove Mortgage Ltd. - Desjardins - Desjardins Financial Security Life Assurance Company - DUCA Financial Services Credit Union Ltd. - Effort Trust Company - Empire Life Insurance Company - Envision Credit Union Ltd. - Equisure Trust Company - Equitable Life Insurance Company of Canada - Equitable Trust Company - First Calgary Savings - First Circle Financial - First Marathon Mortgage Corporation - First National Financial Corporation - FirstLine Mortgages - FirstOntario Credit Union Limited - Gibraltar Mortgage - GMAC Commercial Mortgage - Great-West Life Assurance Company - Household Financial Corporation of Canada - Home Trust Company - HSBC Bank Canada - ICI Mortgages Managers Inc - ING Direct - Intel Financial Inc. - IntesaBci Canada - La Capitale Group Financier Inc. - Laurentian Bank of Canada - League Savings and Mortgage Company - London Life Insurance Company - M.R.S. Trust Company (MRS Trust) - MCAP Mortgage Corporation - Mackenzie Financial Corporation - Manulife Financial - Maple Trust Company - National Bank of Canada - Pafco Insurance Company - Peace Hills Trust Company - Peoples Trust Company - Prospera Credit Union - ResMor Capital Corp. - Scotiabank - Sun Life Assurance Company of Canada - Sun Life Financial Trust Inc. - Surrey Metro Savings - TD Canada Trust - Unisource Mortgage Corporation - Vancouver City Savings Credit Union - Xceed Mortgage Corporation